Swing/AWT/SWT :: Why Isn't Image Loading

I have added the image in the src and bin directories and cross-checked that the name of the image file is correct..Here is the main class

import javax.swing.*;
public class apples
{
public static void main(String args[])
{
JFrame frame = new JFrame();
MyDrawPanel wid = new MyDrawPanel();
frame.add(wid);
frame.setDefaultCloseOperation(JFrame.EXIT_ON_CLOSE);
frame.setVisible(true);
frame.setSize(300,300);
}
}

and here is the class that does the image adding part

import java.awt.*;
import javax.swing.*;

public class MyDrawPanel extends JPanel
{
public void paintComponent(Graphics g)
{

Image image = new ImageIcon("b.png").getImage();
g.drawImage(image,20, 20, this);
}
}