A Msg 4820 Bulk Insert Error -- Unknown Version Of Format File

Below is an overview of my problem:



ISSUE:
====================
In SQL 2005 (sp2) I get the following error when preforming a bulk
insert with an associated xml format file:
"Could not bulk insert. Unknown version of format file"


Question:
====================
I am unsure what they mean by "unknown version". Specifically the
format file in question was created using bcp. Also the entire table
scenario was created from a msdn example.


Any ideas? have you seen this before?


NOTE: i can reproduce this issue outside the example but will refer to
msdn considering it is simple and easily reproducible.


Scenario
====================
I can reproduce this error with the BULK INSERT example discussed on
msdn (example A)
http://msdn2.microsoft.com/en-us/library/ms191234.aspx


TO REPRODUCE:


* In short the table structure is:
Person (Age int, FirstName varchar(20), LastName varchar(30))


* Data File Template:
Age<tab>Firstname<tab>Lastname<return>


* xml file format from bcp (and described on msdn)
<?xml version="1.0"?>
<BCPFORMAT
xmlns="http://schemas.microsoft.com/sqlserver/2004/bulkload/format"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<RECORD>
<FIELD ID="1" xsi:type="CharTerm" TERMINATOR=" "
MAX_LENGTH="12"/>
<FIELD ID="2" xsi:type="CharTerm" TERMINATOR=" "
MAX_LENGTH="20" COLLATION="SQL_Latin1_General_CP1_CI_AS"/>
<FIELD ID="3" xsi:type="CharTerm" TERMINATOR="
"
MAX_LENGTH="30"
COLLATION="SQL_Latin1_General_CP1_CI_AS"/>
</RECORD>
<ROW>
<COLUMN SOURCE="1" NAME="age" xsi:type="SQLINT"/>
<COLUMN SOURCE="2" NAME="firstname" xsi:type="SQLVARYCHAR"/>
<COLUMN SOURCE="3" NAME="lastname" xsi:type="SQLVARYCHAR"/>
</ROW>
</BCPFORMAT>


* Here is some the actual sql statement that pulls this all together
BULK INSERT mytestnames
FROM 'C:datatestexampledata-c.Dat'
WITH (FORMATFILE = 'C:datatestexamplefmt.Fmt');


Thanks in advanced for any feedback.