SQL Server 2014 :: Bulk Insert A Fixed Width File

I wasn't sure where to put this topic so I put it here since I figured it is a question that would apply to virtually any version even though I am using SQL Server 2005.

We have a vendor that sends us a fixed width text file every day that needs to be imported to our database in 3 different tables. I am trying to import all of the data to a staging table and then plan on merging/inserting select data from the staging table to the 3 tables. The file has 77 columns of data and 20,000+ records. I created an XML format file which I sampled below:

<?xml version="1.0"?>
<BCPFORMAT xmlns="http://schemas.microsoft.com/sqlserver/2004/bulkload/format" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<RECORD>
<FIELD ID="RetNo" xsi:type="CharFixed" LENGTH="6"/>

[Code] ....

The data file is a fixed width file with no column delimiters or row delimiters that I can tell. When I run the following insert statement I get the error below it.

BULK INSERT myStagingTable
FROM '.........myDataSource.txt'
WITH (
FORMATFILE = '.........myFormatFile.xml',
ERRORFILE = '.........errorlog.log'
);

Here is the error:

Msg 4832, Level 16, State 1, Line 1
Bulk load: An unexpected end of file was encountered in the data file.

Msg 7399, Level 16, State 1, Line 1
The OLE DB provider "BULK" for linked server "(null)" reported an error. The provider did not give any information about the error.

Msg 7330, Level 16, State 2, Line 1
Cannot fetch a row from OLE DB provider "BULK" for linked server "(null)".