Saving To Documents And Other Folders

Upgraded last night and am slowly working through minor issues. One thing that's confusing me - my username is supposed to be in the Administrator group on my computer, but my settings seem to be connected to the Home User group instead. I first discovered this when I tried to open Outlook and Outlook couldn't access my .pst file. I went into Security and gave the Home User group full access. Problem solved.

Next, I found that I couldn't save to any of my Documents folders. I found that if I changed Security settings to full access on each individual folder, it would allow me to save, create new folders, etc. Now I'm wondering if it's possible to make this a more global change? Changing access to every stinkin file is pretty annoying and it seems logical that there should be a global setting to do this. (One more thing related to user issues: what's the use of being in an Admin group if you don't actually have Admin permissions to run things? The cmd menu won't allow me to do anything...)